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Saving money is not as hard as it seems. Here are ten practical tips that you can do to begin saving money, without changing your lifestyle.
1. Replace incandescent bulbs with compact fluorescent (CFL) bulbs. CFL bulbs consume 80% less energy than incandescent bulbs, but give the same illumination. Make sure to buy only lamps and bulbs that have the Energy Star rating to ensure quality compliance.
2. Make a list when going to the grocery and stick to it! Anything that is not on the list is not a “need”, but merely a “want” so avoid busting your pockets for unnecessary items. Buy non-perishable consumables in bulk to benefit from bulk discounts.
3. Use coupons when available. Take the time and have the patience to clip and organize grocery coupons. When added together, savings from using all coupons in one grocery trip can be as much as $20-$30. Purchase dining and shopping coupons online and print them at home. Doing so can save you at least 50% on the face value of the coupons.
4. Buy online, whenever possible. Online stores pass their savings from rental costs and warehousing to the online consumer, thus they can afford as much as 70% off their rack price. When buying items online, Google it first together with the word, “discount code”. This can give you further reductions on the item you want to purchase. Try also online bidding: they offer at least 75% off the original purchase price, for practically new (slightly used!) items.
5. Take lunch to work. Buy potato chips and soda from the grocery and make a homemade sandwich and pack them in a brown bag.
6. Eat homemade dinners as often as possible. Plan menus that are practical and easy-to-cook to encourage eating at home. Save money by dining out only on special occasions.
7. Use everyday pantry items for skin and body care. Cucumbers, honey, milk, lemon, salt and baking soda are some items in your home that can also be used to take care of your skin.
8. Avoid shopping to de-stress. Try walking around the park or watching a movie instead.
9. Bring your own sodas and snacks when watching a movie. The cost of sodas and snacks are at least 25% higher in movie houses. Plus, homemade popcorn tastes much better: you can put on all the salt and butter you want!
10. Pay off your credit card balances each month and avoid finance charges. Better yet, use cash as much as possible, unless using plastic will give you a better deal (0% interest on appliance purchases, or cash rebates).
Summary:
If you've ever tried to earn a degree, no matter where or how, you know what it takes to reach your goals. If you've already achieved an Associate or Bachelor's degree, why not take your education, and your earning clout, to another level by earning your Master's degree? What? You don't have the time with your job and family commitments to attend a traditional campus any more? No worries! Earn a distance learning MBA degree from the comfort of your own home or office.
Mast...
Keywords:
distance learning mba
Article Body:
If you've ever tried to earn a degree, no matter where or how, you know what it takes to reach your goals. If you've already achieved an Associate or Bachelor's degree, why not take your education, and your earning clout, to another level by earning your Master's degree? What? You don't have the time with your job and family commitments to attend a traditional campus any more? No worries! Earn a distance learning MBA degree from the comfort of your own home or office.
Master of Business Administration degrees will open doors that you thought might be permanently closed. Today, there's no reason for anyone not to be able to attain the education dreams they've always aspired to, with the wealth of distance learning colleges out there. More state university systems are also adding online or distance learning curriculum to their rosters, because they understand the needs of today's students and adults who would like to pursue further education goals.
Because traditional campus learning requires a major portion of any person's time, and one must often perform feats of magic to blend school time with work, job and family responsibilities, the concept of distance learning has taken education to a new level in the 21st century. If you have a computer, you can attend online classes from anywhere in the world. No longer are you limited to state or community college systems that are within driving distance of your front door. Taking advantage of a distance learning college or university to pursue your Master of Business Administration can get your career on the fast track. Work is available within just about every job sector market when it comes to degrees in business administration. You don't have to work in a bank or other financial institution to put a MBA degree to good use. Every industry in the world needs gifted and educated men and women in their ranks to take care of the finances, legalities and day to day running practices of their companies. The health industry is one of the largest growing fields around the world these days and is expected to hire millions before the year 2014. No matter which sector you enter, there are positions open and waiting for business administration graduates in health care management, billing, recording, and administrative. The same goes for the law enforcement field, within both private and governmental sectors.
Distance learning colleges and universities or extension programs should be fully accredited, so make sure they are before you fill out applications. You may also want to check into student financing and student support services before you decide. A distance learning MBA is one of the degrees that can be used in the widest variety of job sectors. Distance learning opportunities offer the courses you need, fully accredited and ready for you to start. Finding the college or university that offers the MBA course you are looking for is your decision. Completing coursework can be done as quickly as you want, or you may take your time. That's the beauty of distance learning. It's your decision when to sit down and study, not the other way around.
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